TRACK YOUR TRANSACTION VIA PAYMINT
Send money cheaper and easier than old-school banks.
Send money at the real exchange rate with no hidden fees.
Spend abroad without the hidden fees.
We haven’t reached Nigeria with our debit card feature yet.
Receive payments like a local in 9 currencies.
Convert and hold 53 currencies.
Moving and living abroad just got simpler
Receive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.
Receive your salary, pension, and more.
Spend in local currency with your card.
Move your money between countries.
Shopping through overseas online stores
Pay at the real exchange rate. Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.
Pay at the real exchange rate.
Always pay in the local currency.
Pay online securely with instant notifications.
Receive money from around the world
Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.
Get paid like a local.
Work anywhere and link your account to Amazon, PayPal and more.
Convert your money in seconds.
Take the stress out of managing property
Save when you buy property abroad. Pay your bills remotely. Receive payments from tenants.
Save when you buy property abroad.
Pay your bills remotely.
Receive payments from tenants.
Get set up and start spending with your card in minutes.
Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.
Global support in a range of languages
We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.
Protecting you and your money
Every month, our customers trust us to move over £9 billion of their money. Here are some of the important ways we protect them.
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners.
Regulated around the world
We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.
Audited regularly
We make sure your money’s secure, and that Paymint Track is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Get these local account details
These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.
Let's answer some of your questions
What is a multi-currency account and how does it work?
You can hold, receive, send, and spend money using a Wise multi-currency account.
You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need.
You can get account details for some currencies to receive money from around the world.
You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a conversion fee when you send to a different currency.
And, you can spend the currencies in your account around the world with the Wise debit card. Find out if the Wise card is available in your country.
How is the Paymint Track Account different from a bank account?
Your Paymint Track Account is an electronic money account. It’s different from a bank account because:
- Your money is safeguarded and not covered by the Financial Services Compensation Scheme (FSCS) or another protection scheme that you would get with a bank account.
- You can’t get an overdraft or loan.
- You won’t earn interest.
Can I hold multiple currencies in a Paymint Track Account?
You can add money to your account in 19+ currencies and hold 50+ currencies.
You can convert money between any of the currencies in your account — always with the real exchange rate. We’ll charge a low conversion fee to do this.
What is a multi-currency card?
The Wise debit card lets you spend money around the world with low conversion fees and zero transaction fees. It’s currently available for multi-currency account-holder residents in the UK, US, Australia, New Zealand, Singapore, Malaysia, Japan, Switzerland and EEA.
What happened to the borderless account?
The Wise multi-currency account is the same account you know and love. The only change is in the name — we used to call it the borderless account.